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in: Briefs

Nick Breton, Head of Direct Line for BusinessAvoid business losses through debt
Nick Breton, Head of Direct Line for Business (24-Aug-2016)
UK SMEs wrote off a combined 5.8 billion Pounds in the last financial year - top tips to avoid unpaid debt
Gaspar d'Orey,CEO and co-founder, ZercattoTen golden rules of investment
Gaspar d'Orey,CEO and co-founder, Zercatto (02-Dec-2014)
How do professional investors invest successfully in the stockmarket and consistently generate high returns? And how can people new to the investment world do the same?
John Harlow, Director, Harlow InsolvencyComing out of recession - of Fergusons, fetlocks and felines
John Harlow, Director, Harlow Insolvency (22-Oct-2014)
The prospect of an upturn in the economy is exciting, but business needs to exercise care as it can be fraught with risk
Phillip Bates, Principal, Phillip Bates and CoBusiness requires liquidity to succeed
Phillip Bates, Principal, Phillip Bates and Co (22-Sep-2014)
Businesses talk a lot about revenue and profitability, but often more important than either of these is liquidity
John Mullins, Associate Professor, London Business SchoolStart, finance and grow your business like Bill Gates
John Mullins, Associate Professor, London Business School (19-Sep-2014)
What Gates and Dell, and many others like them, have figured out is that starting, financing and growing a company with their customers’ cash, instead of investors’, is a far more appealing way to go
John Harlow, Director, John Harlow InsolvencyBusiness at what price?
John Harlow, Director, John Harlow Insolvency (15-Sep-2014)
Has the recession caused an increase in haggling over price? The proliferation of zombie companies is restricting growth and delaying recovery
Phil Foster, CEO of Love Energy SavingsWhy you must monitor your ROI
Phil Foster, CEO of Love Energy Savings (22-Aug-2014)
If you're not analysing how you're spending your money, you may as well throw it into the wind
Charlotte Chung, Senior Policy Adviser, ACCAGet down and dirty - finance for business success
Charlotte Chung, Senior Policy Adviser, ACCA (06-Aug-2014)
Business growth should be continually managed to succeed and Finance leaders need to get down and dirty with the day-to-day workings of the business to avoid it becoming static
John Harlow, Managing Director, Harlow InsolvencyA very peculiar recession
John Harlow, Managing Director, Harlow Insolvency (23-Jun-2014)
Business failures are usually precipitated through two main elements within the economy. Both are from creditor pressure, the main culprits being the Banks and the Crown Departments
Mark Paraskeva, CEO SME Division, IRISTen pension automatic enrollment myths
Mark Paraskeva, CEO SME Division, IRIS (05-Jun-2014)
Automatic enrolment is highly complex and it can be easy to become confused about what is and isn't true - here are 10 myths busted
Helen Dickinson, DG, British Retail ConsortiumCash is still king, but e-payments growing
Helen Dickinson, DG, British Retail Consortium (02-Jun-2014)
Cash use is down 14% in the last 5 years - a milestone in the development of the digital economy and customer acceptance
Jo Keddie, Partner, Winckworth SherwoodPaying staff commission during holidays
Jo Keddie, Partner, Winckworth Sherwood (30-May-2014)
What is a normal week's pay? If employees regularly receive commission, this legal ruling may affect their salary during holidays
Phill Robinson, CEO, IRIS SoftwareAccounting tips for SMEs
Phill Robinson, CEO, IRIS Software (11-Apr-2014)
It is important that business owners keep on top of accounting. Some tips on managing your accounting efficiently
Scott Brown, Accounting MD, Sable GroupBusiness advice for UK SMEs
Scott Brown, Accounting MD, Sable Group (10-Apr-2014)
Access to high-quality business advice at the right time can make the difference for small business owners aiming to realise their ambitions
Lindsay Whitelaw, CEO, UricaBusiness on better terms: a funding alternative for small business
Lindsay Whitelaw, CEO, Urica (03-Apr-2014)
Funding is the Achilles heel of the British economy and it's a structural flaw we've accepted too long - an alternative to debt funding
Professor Mark Button, Portsmouth UniversityThe cost of fraud
Professor Mark Button, Portsmouth University (28-Mar-2014)
There are opportunities for fraud in many areas like procurement, payroll and expenses that often lie undetected in an organisation - an example from healthcare
Graham Burrell, Head of Capital Allowances, CBREProperty investment and Capital Allowances changes
Graham Burrell, Head of Capital Allowances, CBRE (07-Mar-2014)
Currently there is no time limit during which capital allowances can be claimed on the acquisition of a property; but this will change in April 2014
Jafar Hassan, uSwitch.comInvestors shun peer-to-peer lending
Jafar Hassan, uSwitch.com (06-Mar-2014)
With historically-low interest rates on savings, peer-to-peer lending has been hailed as a way to boost investments, but savers need some convincing
Alan Smith, CEO, Capital Asset ManagementTen essential steps to selling your business
Alan Smith, CEO, Capital Asset Management (27-Jan-2014)
You've spent years building your business and now it may be time to sell it and capitalise on all the hard work and effort - 10 essential steps to take
Lee Perkins, Managing Director, Sage UKBusiness, late payments and toothless regulation
Lee Perkins, Managing Director, Sage UK (24-Jan-2014)
Nearly two thirds of businesses have experienced late payments of 90 days or more in the last six months - it's time for effective action
Phillip Venn, Commercial Director, BooxTax is taxing for most workers
Phillip Venn, Commercial Director, Boox (14-Jan-2014)
The problems ... a lack of understanding of tax and VAT rates, borrowing from the business account and failure to pay tax on time
Neil Owen, Director, Robert Half Financial ServicesLegacy of the downturn: efficiency, less risk and accelerated change
Neil Owen, Director, Robert Half Financial Services (20-Dec-2013)
With more positive economic data, financial services are considering the benefits that have surfaced as a result of the financial crisis
Andrew Jackson, Director, One Insurance SolutionTips for protecting your business against the elements
Andrew Jackson, Director, One Insurance Solution (11-Dec-2013)
Winter is coming with possible energy interruptions, snow and flood damage so it is important for businesses to have the right insurance cover
Kevin Uphill, MD, AvondaleMaximising the value of your business
Kevin Uphill, MD, Avondale (28-Nov-2013)
Growing a company to sell is one of the most guaranteed ways to wealth, but how do you maximise the value and know when to sell?
Rob Brown, Business Manager, Oki Systems UKPrinting - the last hidden business cost
Rob Brown, Business Manager, Oki Systems UK (27-Nov-2013)
How much printing does your business carry out every year? The chances are that you won’t really know nor how you can save
Rosana Mirkovic, Head of SME Policy, ACCABribery, SMEs and the law - accountants skeptical
Rosana Mirkovic, Head of SME Policy, ACCA (22-Nov-2013)
SMEs are not immune from the risks of bribery and corruption and, in many ways, they can be more exposed
Julian Korek, CEO,  Kinetic PartnersNew York overtakes London as world finance centre
Julian Korek, CEO, Kinetic Partners (20-Nov-2013)
New York has overtaken London as the world’s leading financial centre and its influence is set to decline in coming years
Sir Thomas Harris, Vice Chairman, Standard Chartered BankIs banker bashing fair and justified?
Sir Thomas Harris, Vice Chairman, Standard Chartered Bank (26-Oct-2013)
Seismic global economic shifts, unprecedented and depressing volatility in the markets, major concerns about the banking industry itself and a tsunami of new regulations have combined to make for a very difficult ride
Chris Curry, Director, Pensions Policy InstituteRetirement income - will it be adequate?
Chris Curry, Director, Pensions Policy Institute (22-Oct-2013)
The average earner who saves only the minimum contribution towards their pension will only have a 50 - 50 chance of getting an adequate pension
Philip King, Chief Executive, ICMPrompt payment - critical for business, not political point scoring
Philip King, Chief Executive, ICM (15-Oct-2013)
Businesses need the certainty of payment and to know that they will be paid within the terms agreed and that those terms will not be changed
Rosana Mirkovic, Head of SME Policy, ACCASMEs struggle with skills shortage and growth capital
Rosana Mirkovic, Head of SME Policy, ACCA (09-Oct-2013)
SMEs need to consider a new approach, prioritising investment and seeking internationally-focused market growth, as they prepare for a more stable economy
Iain Macritchie, Founder, Liberty Wealth ManagementCost of life to rise 64% by 2033
Iain Macritchie, Founder, Liberty Wealth Management (30-Sep-2013)
Research reveals shocking insights that should encourage Brits to start saving now for their expensive future
Richard McIntosh, UK Managing Director, InvertoBetter buying, better profits
Richard McIntosh, UK Managing Director, Inverto (24-Sep-2013)
In the current economic climate, growing top-line sales is hard, so an examination of the purchasing process is critical
Roger Skinner, CEO, MaxxiaPreparing for growth - asset financing?
Roger Skinner, CEO, Maxxia (19-Sep-2013)
With banks still reticent to lend, asset financing offers a viable and reliable alternative source of funding as businesses prepare for a return to growth
David Walton, CEO, BestoutcomeProject management - stop the rot
David Walton, CEO, Bestoutcome (30-Aug-2013)
Large organisations are victims of compulsive, blinkered spending on failing projects on a grand scale - cancelling a failing project early and saving money is a good thing
Julian Cooper, MD, Clarendon Business CentresBe remarkable - how to become innovative
Julian Cooper, MD, Clarendon Business Centres (23-Aug-2013)
Now is the best time to try and innovate, to create new products, processes and ideas that could shape the way your company does things for the next generation
Bradley Derringer, Manager, TechBreach.Transform your business and go green
Bradley Derringer, Manager, TechBreach. (21-Aug-2013)
If you aren't using technology to provide you with every possible advantage over the competition, including reducing overheads, you’re behind in the game
Robert Rigby, Business Development Manager, Emerald GlobalOptimising your travel needs
Robert Rigby, Business Development Manager, Emerald Global (09-Aug-2013)
The drive to save travel costs has resulted in a complex market and presents difficulties for customers. What is the solution?
Dominic Schofield, Senior Client Partner, Korn/FerryInexperienced politicians holding back business
Dominic Schofield, Senior Client Partner, Korn/Ferry (07-Aug-2013)
An overwhelming 89% of Chairmen agree that a lack of commercial experience among politicians is inhibiting business
Mark Paraskeva, CEO SME, IRISMaking payroll pay
Mark Paraskeva, CEO SME, IRIS (15-Jul-2013)
It may not contribute directly to the bottom line, but payroll is an indispensable function. Understanding the challenges will help guarantee success
Heather Rolfe, Principal Research Fellow, NIESRBarriers for the brightest and best
Heather Rolfe, Principal Research Fellow, NIESR (08-Jul-2013)
A series of barriers that may discourage investors and entrepreneurs from basing themselves and their businesses in the UK
Mark Paraskeva, CEO Payroll Division, IRISPension reforms - be prepared
Mark Paraskeva, CEO Payroll Division, IRIS (25-Jun-2013)
Businesses will soon be affected by the recent pension reforms and must identify their staging date and be prepared to comply with the new requirements for auto-enrolment
Martin Crook, Partner, Adams MooreGetting the most out of your accountant
Martin Crook, Partner, Adams Moore (21-Jun-2013)
Your accountant should be the best friend of your business - an accountant's tips for how to get the most out of yours!
Dr Mark Wareing, Commercial Director, Pera TechnologyLack of finance is crippling innovation
Dr Mark Wareing, Commercial Director, Pera Technology (14-Jun-2013)
A key sector of the economy is failing to innovate because of outside pressures, such as finance. The implications for competitiveness are profound
Peter Holbrook, CEO, Social Enterprise UKCharity to social enterprise: lack of business skills and finance
Peter Holbrook, CEO, Social Enterprise UK (31-May-2013)
Charities feel held back by lack of business skills, poor access to finance and trustee scepticism - enterprise is a skill that those in charities will increasingly need
Philip King, Chief Executive, ICMResponsible lending and borrowing required
Philip King, Chief Executive, ICM (07-May-2013)
The fall in both company and individual failures is no cause for early celebration, nor confirmation that the UK is on its way to recovery
Mark Walker, General Manager, Zipcar UKSharing business costs is essential for survival
Mark Walker, General Manager, Zipcar UK (02-May-2013)
Ownership of business assets and permanent employment of human resources is now a thing of the past for many businesses. Sharing resources is the way forward
Nigel Green, CEO, deVere GroupTax - a legal not a moral issue
Nigel Green, CEO, deVere Group (30-Apr-2013)
Hectoring and political posturing from MPs on legal tax avoidance should stop. Tax should be a legal, not a moral, issue
Andrew Miller, owner, ARM CoachingI've lost my business - what shall I do?
Andrew Miller, owner, ARM Coaching (19-Apr-2013)
Business loss is the hardest thing an entrepreneur has to face. If you can keep a sense of perspective and focus on what's important, you will come back stronger and wiser
Phillip Venn, Commercial Director, BooxNew year tax resolutions
Phillip Venn, Commercial Director, Boox (10-Apr-2013)
Giving up chocolate is always on top of the list for New Year’s Resolutions, but what about getting your accounting in order for the new tax year?
Simon Dixon, CEO, banktothefuture.comThe future of SME business finance?
Simon Dixon, CEO, banktothefuture.com (05-Apr-2013)
Around 92% of banks' balance sheets does nothing to help the British economy so where should SMEs get their funding?
Simon Carter, Director, Touch FinancialBanks turn away over half of SMEs
Simon Carter, Director, Touch Financial (04-Apr-2013)
More than half of small businesses in the last six months have been refused funding by their bank and 98% say the Government should do more
Sue Staunton, Partner, James CowperThe need to boost tech industry funding
Sue Staunton, Partner, James Cowper (21-Mar-2013)
The technology sector is buoyed by its strengths in the development and commercialisation of technology, but it is equally aware that it is operating in uncertain times
SPQL - in the City of LondonBusiness finance fit for the future
SPQL - in the City of London (18-Mar-2013)
Traditional bank finance just isn't working. Is crowd finance, Islamic Finance or non-bank finance the answer to help kick-start business and the economy
Mike Fleming, Tax Director, StraughansPension? Invest in gold instead?
Mike Fleming, Tax Director, Straughans (12-Mar-2013)
Is public faith in pensions decreasing? Some might think that it would be worthwhile investing in gold instead
Michael Ossei of uSwitch.comDespite rates, savers will revert to ISAs
Michael Ossei of uSwitch.com (20-Feb-2013)
With rates just bumping along, it’s more important than ever for consumers to find the right ISA or savings plan to suit their needs
Mel Brooks, Director, Mel Brooks AssociatesA business plan to attract funding
Mel Brooks, Director, Mel Brooks Associates (05-Feb-2013)
Starting a business can be exciting, but at the same time very challenging - be sure to prepare a plan that attracts funding and for your own benefit
Phillip Venn, Commercial Director, BooxWhat could you buy in the 31 January £85m shopping spree?
Phillip Venn, Commercial Director, Boox (31-Jan-2013)
Last year 850,000 Brits racked up an avoidable £100 fine for submitting their self-assessment tax return late - what could you do with all that cash?
Lucy Scott-Moncrieff, President, Law SocietyEmployee shareholder status - more red tape
Lucy Scott-Moncrieff, President, Law Society (23-Jan-2013)
Proposals for new employee-shareholder contracts are flawed and will lead to more red tape and confusion
James King and Mark Hanington, Founders, FIGEntrepreneurs - the route to economic success
James King and Mark Hanington, Founders, FIG (22-Jan-2013)
SMEs form the backbone of UK business and are the easiest route to turn the economy round. Here is a clear and practical way to boost business and the economy
Mary Starks, Senior Director, OFTDo defined contribution pensions offer value?
Mary Starks, Senior Director, OFT (21-Jan-2013)
The Government has introduced automatic enrolment in DC pension schemes - will competition work in the best interests of savers to deliver low cost, high quality schemes
Paul Shephard, Director, Clydesdale and Yorkshire BanksCost cutting tips for SMEs
Paul Shephard, Director, Clydesdale and Yorkshire Banks (11-Jan-2013)
All businesses should have the desire to reduce costs and to reinvest that money to achieve sustained growth - here are some tips to help
Paul Shephard, Director, Clydesdale and Yorkshire BanksSMEs losing billions not counting costs
Paul Shephard, Director, Clydesdale and Yorkshire Banks (27-Dec-2012)
SMEs could save billions that could be used for employment or business development
Martin Crook, Partner, Adams MooreCash is king - how to crown your business
Martin Crook, Partner, Adams Moore (20-Dec-2012)
Lack of cash is the main cause of business failure, not lack of profits. Generating cash flow is possible - here are a few simple, very effective guidelines
Eve WatkinsOverseas trading and currency risk avoidance
Eve Watkins (24-Oct-2012)
Trading overseas, whether buying or selling, is something for companies of all sizes, but currency fluctuation must be taken into account
Jon Worley, Director, The Logic GroupCould supermarkets become superbanks?
Jon Worley, Director, The Logic Group (22-Oct-2012)
Consumers in the UK would like to have a single card for payments and loyalty scheme - supermarkets have an opportunity to rival banks
Guy Fraser-Sampson, Senior Fellow, Cass Business SchoolThe financial crisis: politicians are the problem
Guy Fraser-Sampson, Senior Fellow, Cass Business School (25-Sep-2012)
There is growing unease at the persistence of the financial crisis and the escalating pace with which it is hurtling us into the unknown - the problem and some solutions
Sara de Tute, President, CSAUK consumer debt passed to DCAs exceeds £60 billion
Sara de Tute, President, CSA (18-Sep-2012)
At the end of Q2 2012, consumer debt passed to Debt Collection Agencies exceeded £60 billion, an 18 percent year-on-year increase
Martin Crook, Partner, Adams MooreFraud - tips on how to spot and avoid it
Martin Crook, Partner, Adams Moore (14-Sep-2012)
Fraud can affect businesses of all sizes - whether you employ a small team or a significant workforce. Consider how you can increase your awareness and what defences you can implement
Simon Carter, Director of Touch FinancialThe small business finance challenge
Simon Carter, Director of Touch Financial (07-Sep-2012)
Much is being made of the lengths some small businesses are having to go to in order to secure further funding so SMEs are increasingly looking at other sources of lending
Richard Driver of Caxton FXSterling steady ahead of Q2 GDP revision - Q3 may be better
Richard Driver of Caxton FX (21-Aug-2012)
The dollar remains on the weaker side and sterling stays steady with good post-Olympic figures and Q3 may be better
Wayne Mitchell, Director, nPowerEnergy cost savings for medium-sized businesses
Wayne Mitchell, Director, nPower (30-Jul-2012)
Many medium-sized businesses (MSBs) are missing out on significant energy savings each year by overlooking the importance of energy procurement
Richard Driver of Caxton FXSpanish debt concerns drive GBP / EUR even higher
Richard Driver of Caxton FX (25-Jul-2012)
Spain in the news again, eurozone economic data and Greece on the horizon all fuel bad feelings for the Euro
Mark Surguy, Partner, Eversheds LLPHow to combat the UK £73bn fraud problem
Mark Surguy, Partner, Eversheds LLP (24-Jul-2012)
Fraud has an insidious effect on the health and wealth of businesses and industry and the costs end up being paid for by customers in some way
Simon Barker, Bartercard UK CEOManaging cash flow - particularly for SMEs
Simon Barker, Bartercard UK CEO (12-Jul-2012)
Managing cash flow for any business is always critical, but today more than ever - bartering is an interesting option to help
Dan Wagner, CEO, Powa TechnologiesRevolutionary new card payment system - ideal for SMEs
Dan Wagner, CEO, Powa Technologies (11-Jul-2012)
Over £35 billion of SME bad debt in the UK could benefit from this revolutionary new service enabling almost anyone to take card payments
Alex Gowar, Marketing Director, RateSetter.comThe changing face of the personal finance sector
Alex Gowar, Marketing Director, RateSetter.com (10-Jul-2012)
The UK personal finance sector has witnessed seismic changes over the last decade and peer-to-peer finance is an innovation
Richard Driver of Caxton FXEU Summit exceeds expectation, but UK services slowdown expected
Richard Driver of Caxton FX (03-Jul-2012)
Markets impressed by EU Summit decisions which will buy time, but don’t amount to a silver bullet solution. Meanwhile UK Services slowdown expected
Wayne Daniel, CEO, MetLife AssuranceUK pensions - the changing landscape
Wayne Daniel, CEO, MetLife Assurance (28-Jun-2012)
The UK pensions landscape has changed dramatically in the past few years - it's techy, but important to us all - DB largely replaced by DC and what of the future?
Richard Driver of Caxton FXEuro topping out in absence of Fed QE3
Richard Driver of Caxton FX (26-Jun-2012)
Poor EU data, Spanish bailout, the summit at the end of the week - markets' faith challenged to the benefit of the dollar
Richard Driver of Caxton FXGreece votes for euro, but market relief short-lived
Richard Driver of Caxton FX (20-Jun-2012)
Greek election results give temporary relief. Spain remains in the spotlight and Germany to come into focus next
Richard Driver of Caxton FXPressures ease somewhat as Spanish banks receive bailout
Richard Driver of Caxton FX (12-Jun-2012)
With Spain’s short-term pressures easing somewhat, the Greek saga comes back into view as nerves intensify ahead of the elections
Richard Driver of Caxton FXGreek opinion polls give the market some hope
Richard Driver of Caxton FX (29-May-2012)
The euro has had some relief with the Greek polls showing the New Democracy party edging ahead and sterling is still a safe haven
John Rozek, director of Polar MomentContactless: too isolated to be the next big thing?
John Rozek, director of Polar Moment (24-May-2012)
The main driver behind contactless is to create a new revenue stream for the card schemes and banks and there are still some real barriers to overcome
Stephen Barratt, director at James CowperSelling on eBay or Amazon - HMRC would like your tax
Stephen Barratt, director at James Cowper (23-May-2012)
Online resellers have until 14 June 2012 to own up to any money they owe with HMRC's 'Buy it Now'
Richard Driver of Caxton FXSterling rally finally comes to an end
Richard Driver of Caxton FX (22-May-2012)
The week ahead brings with it plenty of risks for sterling and it looks like it will be a tough one for the pound
Michael Ossei of uSwitch.com£53 million wasted by using credit cards abroad
Michael Ossei of uSwitch.com (21-May-2012)
British travellers and holidaymakers risk running up over £53 million in stealth charges just for paying with their credit card abroad
Alexandra Kitching, PQM Manager at NAPFThe UK pensions crisis - introduction of a standard
Alexandra Kitching, PQM Manager at NAPF (18-May-2012)
The UK is in bad shape when it comes to saving for its old age and we need to change that - the PQM introduces some standards
Richard Driver of Caxton FXSterling remains flavour of the month as euro suffers
Richard Driver of Caxton FX (16-May-2012)
Sterling’s safe-haven status is behind its demand and this is not something we see disappearing any time soon as the euro suffers
Richard Driver of Caxton FXSterling still flying high despite technical recession
Richard Driver of Caxton FX (01-May-2012)
Despite the UK technical recession, the pound is flying high and the markets continue to like the government's policy
Niki Cleal, PPI DirectorInadequate pensions for today's over 50s
Niki Cleal, PPI Director (26-Apr-2012)
A smaller proportion of today’s over 50s is likely to have enough retirement income to replicate the full standard of living they enjoyed whilst working
Richard Driver of Caxton FXIMF boosts emergency fund, but EUR remains pressurised
Richard Driver of Caxton FX (24-Apr-2012)
As well as the weekend’s political concerns, the markets have had to digest some further disappointing eurozone economic data and Sterling is strong
Phil Mercer, Head of Euler Hermes Collections UKMind your Ts and Cs - protect your business
Phil Mercer, Head of Euler Hermes Collections UK (20-Apr-2012)
Whether you are bringing a new customer on board, or starting to deal with a new supplier, accuracy in terms and conditions is absolutely critical
Richard Driver of Caxton FXServices sector growth suggests no UK double-dip recession
Richard Driver of Caxton FX (11-Apr-2012)
The UK has probably avoided a recession and Sterling was the third best performing currency against the US dollar in Q1 of 2012 and continues to hold up
Paul Stephenson, MD, Results InternationalRaising finance - it's not impossible
Paul Stephenson, MD, Results International (10-Apr-2012)
As with most aspects of running a business, when it comes to finance, your starting point must be your business objectives - and proactively managing your finances
Simon Carter, Director of Touch FinancialSMEs say government should force banks to lend
Simon Carter, Director of Touch Financial (09-Apr-2012)
The problem for SMEs is that the banks appear to be providing the wrong kind of financial solution and 92% want the government to do more
Richard Driver of Caxton FXMarch UK growth gives room for optimism
Richard Driver of Caxton FX (04-Apr-2012)
This week has seen considerable upside surprises from the UK’s manufacturing and construction sectors, the latter showing an impressive 21-month high
Richard Driver of Caxton FXUS: to recover or not - and more UK QE?
Richard Driver of Caxton FX (28-Mar-2012)
Bernanke remains distinctly cautious in his analysis of the US recovery - what will the Dollar do - and what of UK QE?
Philip King of ICMNew online portal to help companies recover debts
Philip King of ICM (27-Mar-2012)
The online platform allows businesses to compare debt collection agencies, gain instant quotes and seek immediate action on the recovery of overdue invoices
Richard Driver of Caxton FXDollar struggles to sustain the gains
Richard Driver of Caxton FX (21-Mar-2012)
The US dollar has recently posted ten and eighteen-day lows against both the euro and the pound respectively which belies the excellent growth data
Michael Ossei of uSwitch.comBrits are struggling to save
Michael Ossei of uSwitch.com (20-Mar-2012)
The nations piggybanks are suffering with 21% of Brits currently unable to save anything and a further 32% can only save as and when they can
Simon Plant, Group Partner, SFPEarly intervention can prevent insolvency
Simon Plant, Group Partner, SFP (14-Mar-2012)
Directors need to recognise the warning signs of financial difficulties and be proactive in seeking support
Richard Driver of Caxton FXECB loans fail to deter euro reversal
Richard Driver of Caxton FX (06-Mar-2012)
The ECB’s second LTRO failed to give the euro the impetus to build on gains, but the cheap loans have been crucial in avoiding a credit crunch
Richard Driver of Caxton FXAsian sovereigns continue to drive the euro forward
Richard Driver of Caxton FX (28-Feb-2012)
The support that the euro has found in the past week or so is a difficult theme to explain, but market irrationality is no rare thing
Rupert Lee-Browne, CEO Caxton FXHow to grow a successful business
Rupert Lee-Browne, CEO Caxton FX (27-Feb-2012)
Rupert Lee-Browne talks about the development of Caxton FX, the role of SMEs in developing the economy and how to finance a business
Richard Driver of Caxton FXGreece gets second chance and UK avoids double dip
Richard Driver of Caxton FX (22-Feb-2012)
Beyond the Greek saga, focus could well turn towards the issue of negative eurozone growth, which will surely weigh on the euro
Richard Driver of Caxton FXGreek parliament votes on austerity measures to pave way for bailout
Richard Driver of Caxton FX (14-Feb-2012)
The Greek parliament passed an austerity package and with this major obstacle removed, global stocks are on the up and the euro is trading positively
Richard Driver of Caxton FXThe Greek issue drags on ... and on
Richard Driver of Caxton FX (07-Feb-2012)
The euro is holding up remarkably well given the weight of concern that is surrounding Greece and, indeed, Portugal
Richard Driver of Caxton FXEuro recovers from downgrade with a major bounce
Richard Driver of Caxton FX (24-Jan-2012)
There have been positive developments for the euro in the past week or so, but not enough to sustain further gains or even maintain current levels
Richard Driver of Caxton FXUpbeat Europe hit by S&P downgrades
Richard Driver of Caxton FX (17-Jan-2012)
The optimism that started last week on the markets was quickly lost as France lost its AAA rating and the euro fell, only protected from more by Germany retaining its rating
Richard Driver of Caxton FXEarly year market optimism disappears very quickly
Richard Driver of Caxton FX (10-Jan-2012)
Following an initial rally of optimism, the financial markets have returned to gloom with the euro continuing downward
Michael Ossei of uSwitch.comChristmas and the festive financial hangover
Michael Ossei of uSwitch.com (30-Dec-2011)
The majority of Brits will have struggled to pay for Christmas this year and almost one in ten will still be in debt next Christmas
James Hickman, MD of Caxton FXFinance - what does 2012 hold?
James Hickman, MD of Caxton FX (28-Dec-2011)
After an exciting 2011, what future does 2012 hold in terms of finance and currencies?
Richard driver of Caxton FXEuro suffers heavy losses
Richard driver of Caxton FX (20-Dec-2011)
The euro suffered heavy losses last week as the markets set about pricing in a lack of any real or satisfactory progress at the EU Summit and 2012 will probably be another very rocky year
Richard driver of Caxton FXEU summit fails to satisfy the markets
Richard driver of Caxton FX (13-Dec-2011)
Movements in exchange rates indicate a clear dissatisfaction with the decisions (or lack thereof) made at last Friday’s 'crunch' EU Summit
FSBSMEs need talent
FSB (09-Dec-2011)
SMEs find it difficult to find suitable staff and are hampered by regulation and the difficulty to find finance
Richard driver of Caxton FXECB rate cut could be positive for the euro
Richard driver of Caxton FX (06-Dec-2011)
There have been plenty of positive developments for the eurozone of late - what does this week have to offer?
Richard Driver of Caxton FXThe elusive silver bullet, the Euro and Sterling
Richard Driver of Caxton FX (01-Dec-2011)
With a eurozone recession now almost inevitable, how do EU leaders intend to get growth back on track in the region
Philip King of ICMFinancing new business equipment
Philip King of ICM (14-Nov-2011)
Tips on the financial assistance that is available for businesses looking to purchase new equipment
Philip King of ICMWatch out for wording in customer documents
Philip King of ICM (25-Sep-2011)
Watch out for any wording in documents from your customer that changes the agreed payment terms
ICMSet rules for granting credit
ICM (10-Aug-2011)
Set rules about granting credit that you (and your employees) always follow. Don’t be tempted to break them, even if you’re put under pressure to supply
Darren Fell of Crunch AccountingEntrepreneurs at serious risk
Darren Fell of Crunch Accounting (15-Jul-2011)
Britain’s entrepreneurs risk being 'hung, drawn and quartered' by HMRC because of a lack of basic accountancy skills
Philip King of ICMCredit tip: check Invoice accuracy
Philip King of ICM (12-Jul-2011)
Make sure your invoice details are accurate before you consider taking further action for non-payment
MetLifeEmployees fail to act on financial security
MetLife (08-Jul-2011)
Employees are failing to act on fears about their financial security, despite a growing realisation that they need to plan for the long-term
The Work FoundationBanks fail to support high-growth firms
The Work Foundation (07-Jul-2011)
The UK’s financial sector is systematically failing SMEs which could provide the greatest source of innovation, jobs and growth
Stephen Robertson of BRCCustomers switch how they pay
Stephen Robertson of BRC (27-Jun-2011)
Banks continue to levy unjustifiably-high charges on retailers and customers for processing payments - is it fair?
ICMCashflow tips - plan carefully!
ICM (14-Jun-2011)
Plan your cashflow requirements carefully and update the plan regularly to avoid nasty surprises
Max Johnson of Currency SolutionsPound slumps against Euro before interest rate decision
Max Johnson of Currency Solutions (08-Jun-2011)
Dire manufacturing and weak GDP figures have impacted on the Pound
Institute of Credit ManagementCashflow tip - larger invoices
Institute of Credit Management (10-May-2011)
For large invoices, call the customer before the payment due date to make sure it has been received and there is no query
Niamh O'Keefe of First 100Financial acumen no guarantee of success as CEO
Niamh O'Keefe of First 100 (06-May-2011)
Promoting an FD to CEO may seem like a safe bet, but there is no certainty of success
Philip King of ICMRadical changes needed for Insolvency Practice
Philip King of ICM (04-May-2011)
A radical change is needed to the current regulatory framework for Insolvency Practitioners to protect the interests of unsecured creditors
Philip King, ICMPrompt Payment Code to help SMEs
Philip King, ICM (21-Apr-2011)
The Code focuses on 3 main areas: commitment to pay suppliers on time; to give clear guidance to suppliers; and to encourage good practice
ICMLatest business cash flow tip
ICM (20-Apr-2011)
Suppliers are vital to your business so treat them fairly. They are more likely to support you if their relationship with you is open and positive.
Michael Ossei of uSwitch.comConsumers and credit card borrowing
Michael Ossei of uSwitch.com (13-Apr-2011)
Shake up of Credit Card market as more and more consumers are turning to credit to keep their heads above water
Max JohnsonThe almighty Euro goes from strength to strength
Max Johnson (13-Apr-2011)
The strength of the Euro against Sterling and the Dollar - a consideration
Currency SolutionsThe Pound falls again
Currency Solutions (30-Mar-2011)
Not good news on exchange rates for those needing to make a Sterling transfer into another currency
ICMCashflow tips for business
ICM (25-Mar-2011)
Tips to help businesses manage their cashflow
UKTIHelp to improve your exports
UKTI (23-Mar-2011)
At a time when doing business overseas is so important to economic growth UKTI offers help
Chancellor George OsborneChancellor - next week's Budget: rescue to reform
Chancellor George Osborne (16-Mar-2011)
George Osborne sets the scene for next week's Budget
HMRCCorporation Tax - important changes in April
HMRC (08-Mar-2011)
Important changes to Corporation Tax (CT) filing and payment come into effect in April.
Gary NewboroughSocial responsibility - good business sense
Gary Newborough (07-Mar-2011)
Social responsibility can contribute to improving and sustaining financial performance
BISFund will boost investment in training and help businesses grow
BIS (07-Mar-2011)
£50 million a year fund launched to help businesses develop the skills they need to drive growth
Gary NewboroughSocial responsibility - good business sense
Gary Newborough (07-Mar-2011)
Social responsibility can contribute to improving and sustaining financial performance
BISFund will boost investment in training and help businesses grow
BIS (07-Mar-2011)
£50 million a year fund launched to help businesses develop the skills they need to drive growth
Philip KingCashflow tips for small buisness
Philip King (25-Feb-2011)
Mark Prisk, Minister for Business and Enterprise, and ICM team up to provide monthly tips.
Emma WilsonWhat's happening to the Pound and Euro
Emma Wilson (23-Feb-2011)
Economic data, the interest rate frenzy and middle-east political tensions are affecting Sterling and the Euro.
HMRCTax cheat check-up launched
HMRC (22-Feb-2011)
Tax cheats will face up to five years’ detailed scrutiny from the taxman.
About CharitiesCharities and donors - act now!
About Charities (18-Feb-2011)
Whether you are a charity or a donor, the time is running out to get that extra 3p in the pound
About CharitiesCharities and donors - act now!
About Charities (18-Feb-2011)
Whether you are a charity or a donor, the time is running out to get that extra 3p in the pound
About CharitiesCharities and donors - act now!
About Charities (18-Feb-2011)
Whether you are a charity or a donor, the time is running out to get that extra 3p in the pound
Philip KingSimple tips for SMEs to improve their credit rating
Philip King (18-Feb-2011)
Small businesses are missing out on credit from suppliers through ignorance of what will improve their credit rating.
Fabrice DesnosAre the new ECGD products required?
Fabrice Desnos (12-Feb-2011)
A cautious welcome to news of a series of new products being launched by the Government's ECGD but is outside intervention is actually required.
Philip KingBank lending - a much bigger problem!
Philip King (10-Feb-2011)
Britain’s banks shouldn't be forced to lend. SMEs are pointing the finger in the wrong direction for their failure, according to Philip King, CEO of ICM.

in: Articles

Alan AldridgeMaking energy work for you
Alan Aldridge
Being efficient and cutting out waste is a vitally important task for all businesses - energy is an excellent place to start
Danny CooperThe future of commercial insurance?
Danny Cooper
Is this the future for companies to get their insurance if they cannot or do not want to afford a specialised member of staff?
Neville Rayner150 years of helping business
Neville Rayner
Neville Rayner, President of BCC, explains how Chambers will be at the forefront as we emerge from the recession
Gareth ThomasCashing In on the gold rush
Gareth Thomas
There cannot be many industries that can claim to have enjoyed exponential growth during the recent recession. The cash for gold industry can genuinely state that the depressed economic climate has been vital to its success
Leslie BuddMoney for nothing - crisis for free
Leslie Budd
The predictable causes of the financial crash and what the future holds are examined by the Open University
Mark DeansEffective FX management
Mark Deans
Any company exposed to foreign exchange should have a strategy to avoid unexpected losses or benefit from advantageous market movements
Alderman Ian LuderThe City of London – UK powerhouse
Alderman Ian Luder
The City of London remains leader in the world and the powerhouse of the UK economy - well regulated and vibrant
Kate SharpSecuring that elusive cash flow
Kate Sharp
The range of business benefits that asset based finance can bring to companies
Andy BerrowSurviving the downturn: a Director’s toolkit
Andy Berrow
It’s true: times are tough says Andy Berrow of Business Link. But believe it or not, it isn’t all doom and gloom - some things you can do to help
David FrostAction, investment and planning – how to beat the recession
David Frost
Interview of the issue: David Frost talks to the Editor about the need for immediate action and investment to get the UK out of the recession.
Joanne SegarsOccupational pensions - continuous revolution
Joanne Segars
The pace of change in the world of workplace pensions has been relentless and is not about to stop. The impact of regulation and Government interference has had a dramatic impact in the UK.
Caroline JosephGetting the right energy deal
Caroline Joseph
In today's competitive market place it is critical for business owners and managers to look regularly at the market and get the best and most competitive deal


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